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Current accounts Best Buys table

Best buys table for Current/cheque Accounts

Provider Product Gross AER % - £1,000 Interest payment frequency Minimum monthly credit (£) Monthly charge (£) Authorised overdraft APR/EAR % Unauthorised overdraft APR/EAR %
Alliance & Leicester Premier 21 10% monthly None na na na
Alliance & Leicester Premier Direct Current Account 8.5% monthly £500 na na na
Abbey Abbey Current Account Preferred In-Credit Rate 8% monthly £1,000 na 19.9% 28.7%
Abbey Abbey Preferred In-Credit Rate Transfer Offer 8% monthly £1,000 na 19.9% 28.7%
Bank of Scotland High Interest Current Account 1,000 per month 5.12% monthly £1,000 na 15.9% 28.8%
Halifax High Interest Current Account 1,000 per month 5.12% monthly £1,000 na 15.9% 28.8%
Coventry Coventry First 5.1% monthly £1,000 na na na
Cahoot Current Account (without cheque bk) 3.75% monthly None na 11.8% 21.9%
Cahoot Current Account (with cheque bk) 3.65% monthly None na 11.8% 21.9%
First Trust Bank (NI) Plus Current Account 3.55% quarterly £1,200 na na na
AER - Annual Equivalent Rate
O/D - Overdraft

na - not applicable
ns - not stated
ul - unlimited

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Editor's Choice

Alliance & Leicester Premier 21

Be the envy of your mates with a bank account that offers you more. Earn 10.00% AER fixed for one year on balances up to £1,000. Balances over £1,000 earn 0.10% AER (variable).

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